Disney World Vacation Package Discounts

LAST UPDATE: 1/19/16

Disney regularly offers discounts on its Walt Disney World vacation packages. Disney World packages are a very popular option because they offer convenience and simplicity. Keep in mind that Disney Vacation Package discounts are not always available for all future dates, and when they are available they aren’t always the best possible discount available. Sometimes you can save more with your own “package” by buying tickets, hotel and food separately, but it’s definitely more work than just buying a vacation package that includes everything you need.

Not sure which resort to pick for your Disney vacation package? Read about the various Disney resort types and our recommendations for the best values in each category.

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Is a Disney Vacation Package For You?

A Disney vacation package has traditionally included two key things: a hotel room and park tickets. (A hotel room by itself is not a package – it’s called a “room-only” reservation.) You can also add a pre-paid dining plan to any package. Annual Passholders have been able to get a special package with a dining plan but no tickets for several years now, and in 2014 Disney started offering the same package to the general public. That “ticketless” package is not currently available online; you need to book it with a travel agent or over the phone with Disney.

A lot of people like Disney’s vacation packages because they are convenient and worry-free. You get everything you need (except airfare) with one purchase. However, it is important to note that the standard full-price Disney vacation packages are designed for convenience rather than savings. In most cases you will not automatically get a discount by purchasing a package! It can be cheaper to book a “room only” reservation (ideally with a discount) and then buy the package components (tickets, meals, etc) separately.

When Disney offers package discounts, usually they are calculated as a discount on the hotel portion of the package and are identical to a room-only discount offered at the same time; the tickets and dining plan are charged at full price. However, Disney sometimes offers exclusive promotional package discounts, particularly in the off-season, that do not have any room-only equivalent, where you get a discount on dining instead of (or in addition to) a hotel discount. Disney World packages have rules about advance payment, cancellations and changes that are usually much more restrictive than those associated with “room only” reservations. If you’re not sure about whether to buy a package vs. just booking your room and tickets separately, click here for information that should help you decide.

It can be difficult to sort out what is best for your particular situation. That’s why we think it’s a good idea to have someone knowledgeable on your side, making sure all the details are covered. Our advice is this: if you want to book a Walt Disney World vacation package, we strongly recommend using a travel agent who specializes in Disney travel. It costs you nothing, and you can sit back, relax, and have all the vacation planning and hassle taken care of by someone else.

If you think you’d rather buy the various parts separately, take a look at our Disney World Resort Discounts page, where we cover room-only discounts on Disney hotels. You may also want to look over our recommendations for the best hotels near Walt Disney World. And of course you should visit our Walt Disney World ticket discount pages, and read our tips on saving money on food and drink.

2016 Vacation Packages

For 2016, prices to add the various dining plans have only gone up by a dollar or two per person per night. The Premium Package went up by about $4 per person per night, and the Platinum Package actually went down a few dollars for adults, and up a few dollars for children.

New benefits for 2016: you now get 4 miniature golf vouchers instead of 2. You also get four vouchers for admission to the ESPN Wide World of Sports complex. The Premium Package now includes in-room child care, which had previously only been available in the Platinum Package.

Reduced benefits for 2016: several merchandise and food discounts were removed, as were the Disney Tours and Children’s Activity Center discounts. Packages no longer include two tickets to Disney Quest as it will be closing permanently sometime in 2016. The initial brochure for the Deluxe Dining Plan seemed to indicate that an appetizer  would no longer be included with table service meals, but we’ve been told that this was a mistake and a new flyer should be out soon with a correction.

For 2016, you can choose from the following Magic Your Way package options:

Thanks to Small World Vacations for info.

  • To book a 2016 Disney World vacation package, we recommend contacting a travel agent who specializes in Disney vacations. Small World Vacations gives you full service, including a personal travel agent you can contact by phone toll-free, and best of all, it costs you nothing to use them!

Our Value Recommendations

The first thing you need to bear in mind is that Disney REALLY wants you to stay for at least 5 nights/6 days. For that reason, the Magic Your Way tickets included in your package are heavily discounted on longer (5 to 7 day) stays. Remember that tickets are usually the biggest single expense in your package, and 7 day tickets cost only a little more than 4 day tickets. So live it up — price out the longer vacation and you’ll probably be surprised how little the extra cost will be.

For most people who buy a vacation package, the plain Magic Your Way Package (no dining) or the Magic Your Way Package Plus Dining will be the best value.

There is a daily, per-person cost to add the regular Dining Plan to a basic package (click here to see the 2016 costs). With the regular Dining Plan you’ll get a full service meal, a counter service meal and a snack each day.

The Dining Plan is very marginal in terms of value. It’s possible to save a little vs. paying cash, but only if you use all of the included benefits, carefully plan out each meal in advance and order only the most expensive items on the menu. Otherwise at best it’s a break-even proposition. Adding the Dining Plan to your package does allow you to prepay all or most of your food expenses (except for tips and extras like appetizers and alcohol), and frees each person to order whatever they want without worrying about the price. If that sounds like an enhancement to your vacation, then a dining plan may be a good choice. To read more about the pros and cons of the Dining Plan, click here to see our review.

If your family isn’t into table-service dining, there is the Magic Your Way Package Plus Quick Service Dining. The Quick Service Dining Plan is not a good value. You will be lucky to break even vs. just paying cash for your meals and snacks, and the Quick Service Dining Plan is not particularly flexible. We don’t recommend it as a money-saving strategy, but again you have to evaluate whether pre-paying for all your food is worth it to you.

The higher level packages (Deluxe Dining Plan, Premium Plan and Platinum Plan) are really luxurious, but for the average family they are also serious overkill. First of all, eating the included three full table-service meals a day is just too much for most people. But if you’re like us, you’ll feel compelled to eat all those darn meals, because you’re paying for them!

The Premium and Platinum packages also include lots of unlimited extras like recreation (i.e. boating, fishing, parasailing) and behind-the-scenes tours, which sound great — until you factor in the hot and humid Florida weather and the extensive walking, which slow most people’s energy level to a crawl by the end of the day. The reality is, it’s highly unlikely that you will take a tour in the morning, play tennis in the afternoon and attend a Cirque du Soleil show in the evening, on top of visiting the theme parks. But to get your money’s worth out of the Premium and Platinum packages, you really need to be taking advantage of such “extras” every day.

New!Summer Meal Offer

Get one FREE Quick Service meal per person age 3 or older, per night when you buy a Magic Your Way vacation package at a Disney Value Resort of at least 3 nights in length with at least 2-day base tickets! You must arrive between 5/29/16 – 6/30/16 or 7/5/16 – 8/13/16.

The Quick Service meal is essentially treated as a special “Summer Meal Offer” dining plan, so you get 1 Quick Service meal per person per night loaded onto your account, which you can spend as you see fit, for breakfast, lunch or dinner. The meals have the same entitlements as meals on the Quick Service dining plan, but with just 1 meal per night, and no snack or refillable mug. You can download a flyer that goes over the various ways you can spend your meal credits.

You can spend all your credits on one day, or spread them out over your stay. All credits are pooled for the whole party, so a family of 4 with 2 adults and 2 children on a 5-night stay would get 10 adult and 10 child Quick Service meals. You can spend those credits any way you want any time between the time you check in to the hotel on the first day and 12 midnight on the day you check out. You can check in to your hotel and activate your credits any time on the first day, even if your room isn’t ready yet.

For this package, as long as you check in on a date that is within the valid date ranges, you get the package for the entire length of your stay, even if some of the dates are not within the date ranges. For example, if you arrive on August 12th and leave on the 16th, you get the free meals for all nights, even though the offer ends on August 13th.

You can upgrade to a full dining plan by paying the difference in price. For the purposes of upgrading, this offer is valued at $17.05 per adult (10+), per night and $6.95 per child (3-9), per night.

Upgrade cost to regular dining plans:

This is only good for stays at one of the five Disney Value resorts: All-Star Movies, All-Star Music, All-Star Sports, Pop Century and Art of Animation. It is not valid for Little Mermaid (standard) rooms at Art of Animation. Only guests age 3 and older are eligible for this discount. As with all Disney promotional discounts, some resorts, room types and date combinations will not be available. It’s important to be flexible if you want to book a discounted room.

Book by 2/29/16.

  • To book the Disney Summer Meal Offer, we recommend using a travel agent who specializes in Disney vacations. We find that the overall experience is better booking a package through a good full-service agency than direct with Disney, and the extra service costs you nothing; their prices are identical to Disney’s, including all package discounts. Booking packages, especially discounted packages, often involves comparing many different booking options to see which gets you the best deal, and that’s one of the many things travel agents are great at doing. Small World Vacations gives you full service, including a personal travel agent you can contact by email or toll-free phone number, and we can recommend them wholeheartedly. Also, to celebrate their 20th year of booking Disney travel, Small World is offering a FREE TouringPlans.com subscription and FREE MagicBand covers to US residents, when they book a package valued at $2000 or more. Click here for more details.

Disney Visa Spring Villa Package Offer

Disney Visa cardholders can get up to 35% off the room portion of vacation packages at select Walt Disney World Deluxe Villa resorts for stays between April 3 and June 30, 2016, plus get a FREE ticket day (essentially $10.65 off) when you add tickets of at least 4+ days. You can also add add an optional dining plan (at full price). This can also be booked as a room-only offer.

This offer is only good for stays at Old Key West, Saratoga Springs, BoardWalk Villas, Villas at Wilderness Lodge and Polynesian Villas & Bungalows. As with all Disney promotional discounts, some resorts, room types and date combinations will not be available. It’s important to be flexible if you want to book a discounted room. You must place an immediate deposit using a Disney Visa card when booking.

Book by 2/28/16.

  • To book the Disney Visa Spring Villa Package Offer, we recommend using a travel agent who specializes in Disney vacations. We find that the overall experience is better booking a package through a good full-service agency than direct with Disney, and the extra service costs you nothing; their prices are identical to Disney’s, including all package discounts. Booking packages, especially discounted packages, often involves comparing many different booking options to see which gets you the best deal, and that’s one of the many things travel agents are great at doing. Small World Vacations gives you full service, including a personal travel agent you can contact by email or toll-free phone number, and we can recommend them wholeheartedly. Also, to celebrate their 20th year of booking Disney travel, Small World is offering a FREE TouringPlans.com subscription and FREE MagicBand covers to US residents, when they book a package valued at $2000 or more. Click here for more details.

Spring Vacation Package Offer

Get a discount of up to 30% off the room portion of packages at select Walt Disney World Resort resorts for stays between February 22 and June 11, 2016, plus get a FREE ticket day (essentially $10.65 off) when you add tickets of at least 4+ days. You can also add add an optional dining plan (at full price). This can also be booked as a room-only offer.

The offer is broken into two “waves” with the first wave offering larger discounts and wider date ranges. The first wave covers the whole range (2/22/16 – 6/11/16) and has discounts of up to 30% (25% in peak spring break period of 3/15/16 – 4/13/16). Booking ends for the first wave on 2/28/16. The second wave booking begins 2/29/16. The second wave discounts are only for stay dates from 4/14/16 – 6/11/16 and the discounts are 5% lower.

You can extend your stay past June 11, but the days after the 11th will not be discounted. If you want to arrive before February 22, you will need to book a separate reservation for the days prior to February 22 and another beginning on February 22. You will only get this Spring discount on the second reservation, though you may be able to get a different discount on the first part as well.

Sample discounts off rack rates:

Offer excludes Port Orleans – French Quarter, Bay Lake Tower, Bungalows at Polynesian Bungalows & Villas, Little Mermaid (i.e. Standard) rooms at Art of Animation Resort, Fort Wilderness cabins and campsites and 3-bedroom villas. As with all Disney promotional discounts, some resorts, room types and date combinations will not be available. It’s important to be flexible if you want to book a discounted room.

Book by 2/28/16 for “first wave” savings. Book by 3/31/16 for “second wave” savings.

  • To book the Spring Package Offer, we recommend using a travel agent who specializes in Disney vacations. We find that the overall experience is better booking a package through a good full-service agency than direct with Disney, and the extra service costs you nothing; their prices are identical to Disney’s, including all package discounts. Booking packages, especially discounted packages, often involves comparing many different booking options to see which gets you the best deal, and that’s one of the many things travel agents are great at doing. Small World Vacations gives you full service, including a personal travel agent you can contact by email or toll-free phone number, and we can recommend them wholeheartedly. Also, to celebrate their 20th year of booking Disney travel, Small World is offering a FREE TouringPlans.com subscription and FREE MagicBand covers to US residents, when they book a package valued at $2000 or more. Click here for more details.

Family Time or Kid-Size Vacation Package Offers

These offers are identical to the Spring Vacation Package Offer. The marketing materials are aimed at different family groups and they emphasize different sample stay lengths and options, but they price out identically to the Spring offer when you adjust the stay length and ticket lengths to be identical and add identical package options.

Annual Passholder Packages

Annual Passholder Packages are Magic Your Way packages that have a dining plan but no tickets (since annual passholders obviously don’t need tickets). They can be booked any time, and when Passholder “room only” discounts are available, those discounts apply to the room portion of a passholder package. The Dining Plans are always full price and these packages are never eligible for “Free” dining, or other packages that involve reduced-price Dining Plan like “Stay, Play & Dine.” These bookings are subject to regular Walt Disney Travel Company package rules. Annual passholder packages can only be booked through a travel agent or via calling the Disney Reservation Center; they are not available online.

Thanks to Small World Vacations for info.

  • To book an Annual Passholder Package, we recommend using a travel agent who specializes in Disney vacations. We find that the overall experience is better booking a package through a good full-service agency than direct with Disney, and the extra service costs you nothing; their prices are identical to Disney’s, including all package discounts. Booking packages, especially discounted packages, often involves comparing many different booking options to see which gets you the best deal, and that’s one of the many things travel agents are great at doing. Small World Vacations gives you full service, including a personal travel agent you can contact by email or toll-free phone number, and we can recommend them wholeheartedly.

Ticketless Packages with Dining Plan

Ticketless Packages with Dining are Magic Your Way packages that include a dining plan but no tickets. They are just like the Annual Passholder Packages, above, except that they don’t include the Annual Passholder room discounts. They can be booked any time, and when “room only” discounts are available, those discounts apply to the room portion of these packages. The Dining Plans are always full price and these packages are never eligible for “Free” dining, or other packages that involve reduced-price Dining Plan like “Stay, Play & Dine.” These bookings are subject to regular Walt Disney Travel Company package rules. Ticketless packages can only be booked through a travel agent or via calling the Disney Reservation Center; they are not available online.

Thanks to Small World Vacations for info.

  • To book a Ticketless Package, we recommend using a travel agent who specializes in Disney vacations. We find that the overall experience is better booking a package through a good full-service agency than direct with Disney, and the extra service costs you nothing; their prices are identical to Disney’s, including all package discounts. Booking packages, especially discounted packages, often involves comparing many different booking options to see which gets you the best deal, and that’s one of the many things travel agents are great at doing. Small World Vacations gives you full service, including a personal travel agent you can contact by email or toll-free phone number, and we can recommend them wholeheartedly.

Florida Resident Early 2016 Package Offer

Florida residents can get a discount of up to 30% off rooms at select Walt Disney World Resort hotels* and add a Florida Resident ticket and/or Disney Dining Plan as well. You can also book just the hotel as a room-only booking.

Valid for stays January 3, 2016 – March 15, 2016. You can extend your stay past March 15, but the days after the 15th will not be discounted. If you want to arrive before January 3, you will need to book a separate reservation for the days prior to January 3 and another beginning on January 3. You will only get this discount on the second reservation, though you may be able to get a different Florida resident discount on the first part as well.

Sample discounts off rack rates:

Offer excludes Villas at Grand Floridian, Bay Lake Tower, Bungalows at Polynesian Bungalows & Villas, Little Mermaid (i.e. Standard) rooms at Art of Animation Resort, campsites and 3-bedroom villas. As with all Disney promotional discounts, some resorts, room types and date combinations will not be available. It’s important to be flexible if you want to book a discounted room. Proof of Florida residency is required at check-in.

Book by 3/12/16.

  • To book the Florida Resident Early 2016 Package Offer, we recommend using a travel agent who specializes in Disney vacations. We find that the overall experience is better booking a package through a good full-service agency than direct with Disney, and the extra service costs you nothing; their prices are identical to Disney’s, including all package discounts. Booking packages, especially discounted packages, often involves comparing many different booking options to see which gets you the best deal, and that’s one of the many things travel agents are great at doing. Small World Vacations gives you full service, including a personal travel agent you can contact by email or toll-free phone number, and we can recommend them wholeheartedly.

Bounceback Package Offer

“Bounceback” vacation package offers are offers made by Disney ONLY to guests who are currently staying at one of the official Walt Disney World resorts. The idea is to encourage you to “bounce back” to Disney World by planning your next vacation right now. These offers are not always available and could end at any time.

When a bounceback vacation package offer is available, you may be able to book a discounted vacation package (accommodations plus at least a 1-day Base Ticket) for a stay on selected dates at a Walt Disney World resort. Not all dates are offered, and not all resorts and room types will be included.

To qualify, the reservation for your next vacation must be made before you check out, and there are no exceptions made. You must call the number provided (usually on a flyer in your room) and pay a $200 deposit when booking.

If you don’t get a bounceback offer on a flyer in your room, the resort TV channel may be showing this offer, or you may receive an email from Disney during your stay. Your best bet is to dial x8844 from your room phone and ask them if there are any current offers. You can also try asking the front desk and/or Housekeeping for a flyer. They do not usually know what the current bounceback offers are or how to book them, but they may know where a flyer can be found.

Package Promotions with Small World Vacations

Small World Vacations frequently offers nice Disney World vacation package promotions exclusively for MouseSavers Newsletter readers. Be sure to sign up for the FREE monthly email newsletter so you’ll hear about the latest offers!

UK Resident Packages

The Disney specialist travel agency we recommend, Small World Vacations, gladly works with clients around the globe. They have many clients from the UK and Ireland. Unfortunately they cannot book UK-specific offers, but sometimes the American offers are a better deal. It’s also worth noting that the US vacation package offers have much more advantageous cancellation and change policies than the UK holiday package offers.

Canadian Resident Packages

Canadian residents can book the US offers listed above. The Disney specialist travel agency we recommend, Small World Vacations, gladly works with clients around the globe. They have many clients from Canada.

In addition, you can visit DisneyWorld.ca and click on the Special Offers tab to see any current deals specific to Canadians, but most of the time the offers are the same as those distributed in the US. Sometimes the Canadian offer will have a different discount code, but otherwise it will be identical to the US offer. If we learn of any specials for Canadians only, they are listed below. Small World Vacations can book most Canadian packages as long as you are traveling at least 45 days from the date of booking.

Southwest Vacations Packages

If you live in or near a city served by Southwest Airlines, you may be interested in checking Southwest Vacations for Disney packages that include airfare on Southwest. (Note that Southwest Vacations is not actually operated by the airline itself, but rather by a third party licensed by the airline.)

When Disney offers discounted packages, Southwest Vacations may offer those same packages, but with airfare added. Sometimes the deals are quite good, but be sure to check the cost of the airfare and/or tickets included with the package: sometimes either or both may be inflated. Do the math and don’t rely on marketing statements such as “3 days free” without checking the bottom line price. If you do your homework, you may find it’s cheaper to book discounted airfare directly with the airline and get your vacation package (room and tickets) elsewhere, such as through a Disney Specialist travel agent.

Online Travel Agencies

Online Travel Agencies (OTAs) such as Expedia, Travelocity, Orbitz, etc. typically cannot book Disney Magic Your Way Vacation Packages, which means they can’t book any of Disney’s special package discounts like Stay, Play, and Dine or Free Dining, and they can’t book packages with the Disney Dining Plans at all. They can be a good way to book a room-only discount, if they are offering some kind of discount code or coupon of their own that stacks on top of Disney’s own discounts. If not, they will typically have the same room rates as Disney.

All of the OTAs have what they call “packages,” but they’re just bundles they’ve put together of travel components they handle, like flights, hotels, rental car, tickets, etc. They generally are not discounted very much (or at all) over and above buying the individual components, and most often you’ll find better discounts on rental cars, airfare and Disney World tickets through other sources.

Generally speaking if you want an official Disney vacation package, and especially if you want to book one of the Disney Dining Plans, you’re best off booking with a Disney specialist full-service travel agency. You’ll get better service and a personal agent, for the same price as Disney charges.

Membership Discounts

Note: There are, as of now, no AAA/CAA discounts available for 2015 vacation packages at Walt Disney World.

If you belong to a membership organization like AAA, USAA or AARP, it may be worthwhile to check if they offer Walt Disney World vacation packages, and if so, whether they offer any discounts. However, don’t expect much service, and be aware that you may not get the best price in the long run. In our experience, the big membership organizations mostly employ “generalist” travel agents who often know little or nothing about Disney vacations and are frequently clueless about promotional packages and discount codes. You will usually have to do your own monitoring to make sure any better package offers that come out are applied to your booking. They almost never do this for you, unlike a Disney specialist agency.

Trip Insurance

It is especially important to buy trip insurance for a vacation package, because you have to pay the entire cost in advance and you won’t get a refund if you have to cancel right before your scheduled departure. With hundreds or even thousands of dollars at stake, it’s worth it to protect the investment.

It’s super-important to buy insurance if you will be visiting Walt Disney World on a package vacation during peak hurricane season (roughly the months of August and September). Don’t underestimate the potential of hurricanes to create major problems even in an inland location like Orlando. Walt Disney World was directly affected by two hurricanes in 2004 (Frances and Jeanne) and one in 2005 (Wilma). Two hotels located on Disney property (but not operated by Disney) were virtually destroyed by the 2004 storms; one didn’t reopen until 2010!

While Disney’s own resorts weathered the hurricanes very well, guests were stuck in their rooms for up to 36 hours and many had major travel problems because airports were closed. Disney did waive “no-show” fees for a few dates, but those whose trips began before the specified dates (but whose travel plans overlapped with the hurricane) or just afterward were out of luck. Many people had similar problems with their airfares. The airlines allowed highly restrictive changes for certain dates without extra fees, but many of those who had to reschedule could not work within the airlines’ narrow rules and just had to suck up the extra cost.

Perhaps the most important coverage included in a trip insurance policy is trip cancellation and interruption insurance, which can protect your investment if you have to cancel your vacation at the last minute (or come home early) due to illness or injury. Depending on the policy, you may be covered if you cancel for other reasons, such as jury duty, terrorism at your destination, or even unemployment.

Emergency medical coverage and medical evacuation insurance are very important if you become ill or injured during the trip. Otherwise you’re on your own as far as booking very expensive last-minute airfare to get home. And if you’re too ill to travel by commercial jet, you may have to pay for treatment in Florida (which your personal insurance may or may not cover) or for evacuation on a medically-equipped jet, which is incredibly expensive. Check your existing medical insurance to see what, exactly is covered while traveling. You may be surprised at how much isn’t covered when you’re away from home.

Delayed baggage insurance will help you pay for replacement clothing if the airline sends your suitcase to Timbuktu and you need something to wear in the meantime. Supplemental baggage insurance will pay a predetermined amount if an airline loses your luggage completely. (Some higher-end credit cards provide extra baggage insurance, so check with your card issuer before paying extra for this coverage.)

Disney sells trip insurance, but for most trips, it’s more expensive than other plans, and usually more restrictive. Additionally, it only covers the cost of your Disney trip (including airfare), so if you do anything else on your trip, such as visit another theme park, buy tickets to an offsite event, etc., those aren’t covered. With a third-party policy, you can cover all potential costs of the entire trip, from any providers, with one policy. You can almost always get better insurance than Disney provides, and at better rates, by buying it elsewhere.

The one situation where Disney’s insurance is a good deal is for very expensive trips. Disney’s insurance is charged at a flat rate per adult (children are included as long as all adults buy the insurance), but third-party plans have a variable charge based on the total cost of your trip and the ages of the adults. The break-even point for a family with two 30-year old adults is roughly $8,000-$12,000 of total trip costs, depending on exactly which plan you choose and what coverages you want. So if you’re 60 years old, flying in from New Zealand and staying at the Grand Floridian in a concierge room for 10 nights, Disney’s travel insurance is an incredible steal. For most trips, though, third-party insurance is a better deal.

Be aware that in most cases, trip insurance will provide slightly less coverage (usually by adding exclusions on pre-existing conditions) unless you buy it within about 14-21 days of paying your deposit on the vacation package. So be sure to purchase it right away, once you’ve committed to the trip.

Where to Buy Trip Insurance

  • If you have kids under 18, consider using Allianz for your trip insurance. Kids are included FREE in the Classic Plan, which is a rare and valuable benefit. If you buy that policy within 14 days of making your first payment/deposit on the package, it will also cover pre-existing conditions. Click here to get a quote from Allianz.
  • An alternative choice worth considering is the Travelex Travel Select Plan. Kids are also included FREE (up to age 20!), and it covers pre-existing conditions if you buy within 21 days of making your first payment/deposit. Typically it’s a few dollars more than the Allianz Classic Plan, but it offers a slightly different mix of coverages that may work better for your trip. Travelex is highly reliable and is the provider for Disney’s own trip insurance. Click here to get a quote from Travelex.
  • If neither the Allianz or Travelex policies are a good fit for you, a great place to comparison-shop for trip insurance is InsureMyTrip.com, where you can see side-by-side policy information and rates for major, reputable insurance companies. We have used InsureMyTrip.com ourselves to buy trip insurance for several trips. We saved a substantial amount and got much more comprehensive coverage than Disney’s policy would have provided. Click here to compare policies on InsureMyTrip.com.